HOPE DIES LAST

There are texts that, once read, leave you the impression that each word is placed exactly in its spot, especially created for it. It’s like a literary puzzle. All you need to do is to perceive it with patience. In […]

SPERANTA MOARE ULTIMA

Exista texte pe care, o data ce le parcurgi, ai impresia ca fiecare cuvant este asezat exact pe locul lui, special creat pentru el. E un fel de puzzle literar. Tot ce ai de facut este sa il patrunzi, cu […]

INVAZIA DINOZAURILOR. RCA LA MINUT, CU DE TOATE…

Sunt cateva teme majore care au iesit la suprafata in majoritatea conferintelor FIAR, multe dintre ele in premiera absoluta. S-a discutat astfel despre ce inseamna digitalizare in asigurari; am vazut printre primele start-up-uri romanesti din zona InsurTech; s-a spus, destul […]

TITANICUL DIN ASIGURARI 

Scurta introducere: Daca viitorul nu te preocupa, nu citi mai departe! Peste 65% din capitalul investit in start-up-uri vizand piata de asigurari se duce in zona distributiei, spune un studiu Accenture. Nu e deci de mirare ca exista mii de […]

Cum asiguram Lumina?

Putini iubesc asigurarile, in aceeasi masura in care am cunoscut putini oameni obisnuiti care in timpul liber citesc cu pasiune contracte de leasing sau file din istoria operatorului lor preferat de cablu. Cu toate acestea, cu cat o societate este […]

1984?

Momentul cand frigiderul ia inspirata decizie de a comanda lapte de capul lui pentru ca periuta de dinti a sesizat un deficit de calciu in organism si a transmis, conectata fiind la smartphone, toate acestea catre doctorul de familie angajat de catre compania […]

CUM ARATA VIITORUL?

Daca cineva are impresia ca lumea asigurarilor nu e data peste cap de digitalizare si de noile tendinte.. ei bine… BRACE FOR IMPACT! Am avut placerea sau, mai bine zis, oportunitatea – de a participa la toate intalnirile elitei asiguratorilor si intermediarilor din Romania din […]

EUROPE’s FUTURE MAY LIE IN ITS PENSIONS

The EU is set to introduce an entirely new class of pension products, according to a proposal by the European Commission currently under debate. Here comes the… PEPPs. Almost one century and a half after Germany’s first Chancellor, Otto von […]

INSURANCE DISTRIBUTION DIRECTIVE – THE CONSUMER PERSPECTIVE

Postponed or not, sooner or later, the IDD-Insurance Distribution Directive will have to be applied by EU Member States. Considered by industry representatives as a terror for business, things look quite differently when one looks at it from the consumer […]

Bridging the protection gap in Eastern Europe

 https://www.linkedin.com/pulse/bridging-protection-gap-eastern-europe-alexandru-ciuncan For some families living in the former industrial regions of Eastern European countries, the social welfare payments offered by the Government are the most expected moment, each and every month. They are most helpful as a survival tool but, […]

The new regulatory environment: Consumer or stakeholder?

https://www.linkedin.com/pulse/new-regulatory-environment-consumer-stakeholder-alexandru-ciuncan Solvency II has always been seen by many as the Area 51 of the insurance world – mainly due to its technical nature – journalists and other stakeholders alike. It has something almost mystical about it… you know it’s […]